How Smoking and Drinking Affects Life Insurance for Dads
In case you are a smoker or a drinker, it is likely that your life insurance will be more expensive and it is because smoking and drinking are serious threats to health like heart disease, stroke, and lung cancer. Insurers are aware of the fact that these are the root cause of health problems which can lead to death, and that’s why they charge more to cover the extra risk. Here’s how smoking affects your life insurance:
Higher premiums: Smokers and Drinkers pay more usually for any type of insurance, including Mortgage Life Insurance Cover and Family Life Insurance.
Health risks: Smoking and Drinking causes long-term health problems which insurers take in consideration at the time of taking the insurance.
Long-term costs: In case you are going to continue your smoking and drinking, your premiums will stay high and you’ll be paying more with time.
Read More: https://bestlifeinsuranceprovi....der.co.uk/mortgage-l
As your family grows, your protection should keep up. Our Family Life Insurance can be personalised to fit you and your lifestyle, to protect the life you’ve built together.
